Wednesday, June 24, 2020

An Educated Collector is a Wise One



QUESTION: Every time I go into an antique mall or visit a show, I become overwhelmed by all the items.  How can I make sense of it all?

ANSWER: Looks like your mind and senses have gone into antiques overload. So many items—furniture, ceramics, pictures, jewelry, old Coca-Cola signs, and things that look like the cat dragged them in.

Go into any antiques mall, and you’ll soon be swooning. Lots and lots of stuff, much of it junk. Where did all of it come from? And who’s buying it?

The world of antiques is a big one and is often confusing. But there is a way through this maze. The key is education. If you’re serious about collecting antiques, it’s important to become an educated collector.

An education in antiques and collectibles can take many forms. You could begin by obtaining books on whatever category of antiques you plan to collect. You could enroll in evening classes dealing in antiques. You can visit the decorative arts collections in noted art museums. You can read antiques magazines, in print or online (Be sure to check out The Antiques Almanac.)

It all seems so confusing. And the prices for some products seem ridiculous , especially if you’re a beginning collector. But don’t despair. There’s a method to all that antique madness. Believe it or not, there are some main categories.

When most people think of antiques, they think of furniture. And though it makes up a good percentage of antiques out there, smaller items, known as “smalls” in the antiques business—ceramics, glassware, silverware, toys, and commemorative item—all play important roles.



All in all, there are about 15 major categories and 75 sub-categories. Within these there are other, more specialized areas, such as antique maps and posters, two very specialized categories.

Even though antiques can be categorized generally, dealers and serious collectors use historical periods—Victorian, Gothic, Civil War, Western, Retro—to sort things out. Often, these terms also indicate different styles.

For instance, in the world of furniture, you’ll probably see examples of English, French, American, and Chinese styles at most antique malls, shows, or auctions. Most English furniture falls into the pre-Victorian or Victorian category while American furniture tends to fall into different types: Pennsylvania, Shaker, New York, etc..

Porcelain or pottery pieces fall into categories associated with the country in which they were made–England, Germany, France, American, Chinese and Japanese are just a few. The four you’ll see most are English, German and Japanese, and American. You’ll soon become familiar with names such as Royal Doulton, Staffordshire, and Meissen, Blue Willow, Limoge, Belleek and Sevres, especially if you frequent the better antiques venues.

Glassware is the third most popular category. You’ll see all types, including Depression, Venetian, English, and Czech glass. Most glassware collectors specialize in a particular produce line–bowls, tumblers, decanters, etc. There’s also a refined category known as art glass in which you’ll find all those pretty vases blown in amberina, peach blow, and ruby.

Other specific categories include silverware, jewelry, memorabilia, militaria, toys, clocks, commemorative and architectural antiques.

These are just some of the many categories of antiques that you can begin to collect. While some tend to be higher priced, you’ll find plenty of small pieces of furniture, ceramics, and glassware to get you on your way.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.


Wednesday, June 17, 2020

Shining a Light on Flashlights



QUESTION: Throughout my life, I’ve owned a variety of flashlights. When I was a kid, my dad had a bulky one made of metal that was rather heavy. I’ve owned all sorts, from big ones that took four “D” batteries to a small one that took one “AA” cell. I still have several of these and was thinking of starting a flashlight collection. Are flashlights collectible? And can you tell me how they originated?

ANSWER: Flashlights are definitely collectible. Plus they have an interesting history beginning with the first one invented in 1888.

Most people most likely believe that the flashlight first appeared in the early 20th century. But actually its invention occurred much earlier. The development of the flashlight went hand in hand with battery production. A portable flashlight depended upon a portable battery, which first came to market in 1888. These early batteries, used to power telephone and telegraph lines, were six inches tall, so people referred to them as "#6" batteries. Around 1896, battery manufacturers began producing a smaller battery, known today as a “D” cell.



The earliest flashlights did not have an on/off switch, just a ring or tab that would push against a button or band of metal. These early flashlights suffered from inefficient bulbs and weak batteries that were short lived. People called them "flash lights" because the user would flash them on for a few moments and then turn them off. If just switched on, the battery would die within minutes. However, these were still a great improvement over candles and lanterns. As the technology improved, the bulbs gave off more light and batteries lasted longer.

Before 1920, consumers had to buy a multi-battery pack fitted to their flashlights. Owners of long tubular flashlights had to buy a battery pack with two or three cells permanently attached in a long, one-piece tube. Anyone with a vest pocket light, that was about the size and shape of a cigarette pack, bought a battery pack with the cells attached side by side. Merchants had to carry a variety of battery pack arrangements. The single battery or "unit" cell first appeared around 1920. After that, merchants only needed to carry unit cells.

Flashlight company batteries are difficult to come by since hundreds of companies came and went. Battery companies thrived and bought some of these flashlight makes. They knew that people could keep one flashlight for years, but they would need batteries every few months.

Battery companies began selling flashlights at cost during the 1920s to promote battery sales, causing many smaller companies to go out of business. Even Eveready, a well-known brand today, was bought by the National Carbon Company (NCC), which was Eveready's main supplier of the carbon used in making batteries. NCC also bought other flashlight companies, too. Eventually, NCC changed its name to Union Carbide, a union of carbon companies, to reflect what it had become.

 advertising campaign in 1916 attempted to change the name of the flashlight since flashlights could now be turned on to produce a steady beam. There was no longer any reason to call them "Flash Lights." In 1917, the company held a contest to select a new name for its product. The winning name for the flashlight was “The Daylo," a contraction of the phrase, "To and Behold, it is daylight."

While the campaign was a sales success, unfortunately the new name was not. Only Evereadys could be called Daylos. Other flashlight makers still called them flashlights so that's what the public called them.

Union Carbide dropped the Daylo name in 1921, which helps to date flashlights marked Daylo as having been made between 1917 and 1921. Daylo signs had been distributed to hardware companies across the nation. When the name charged, retailers discarded the Daylo signs and catalogs to make way for the new ad campaign. Only a few of these colorful advertising pieces remain, so they’re highly sought after by collectors.

Flashlight collectors also seek the advertising items put out by earliest flashlight makers. The brochures and catalogs provide information about what lights the companies’ produced  and when they sold them. Early flashlight maker companies included Ohio Electric, Electric Novelty Company, American Electrical Novelty and Manufacturing Company, Reliable Electrical Novelties, Interstate Electrical Novelty. and Western Electric.

As with other collectibles, there are rare flashlights that can sell for more than $1,000, while common ones can go for as little as $2. Generally, flashlights are, for the most part, very reasonably priced. Most people think of flashlights as being tube shaped which is the most common. There are thousands of nickel-plated or black tubular Eveready lights from the 1920s and 1930s that sell for only a few dollars.

One of the most valuable flashlights is the 1898 Eveready. It isn’t marked "Eveready," The patent dates are stamped on a metal ring around the middle of the light. There’s no switch, just a metal ring that presses against the metal band. The end caps don’t screw on, but the lens side is held on by friction and the other end cap has a bayonet latch. Most collectors will gladly pay $1,000 to acquire it.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.

Thursday, June 11, 2020

Pandora Loved Her Box





QUESTION: I love old boxes and want to start a box collection. But where do I begin? What sort of boxes are highly collectible?

ANSWER: Collecting old boxes is a great introduction into collecting antiques. Boxes are small enough so as not to take up too much room, yet intriguing enough to keep you interested as your collection grows.

Legend says that when Prometheus stole fire from heaven, Zeus, the king of the gods, took vengeance by presenting Pandora to Prometheus' brother Epimetheus. Pandora opened a box left in her care containing sickness, death and many other unspecified evils which were then released into the world. And so antique boxes offer mysteries as to the contents they once held.

Boxes are popular with collectors. The shape of a box reveals clues as to what it once held while the quality and type of workmanship are a key to the type of individual that owned and used it. And when you life the lid of an antique box, you’ll smell exotic aromas of times gone by—the scent of peppery clove, the fruity wood smell of tobacco, the delicate odor of beeswax or bayberry.

With the passing of time, the styles and functions of boxes have changed . Early settlers used rustic wooden and tin boxes to hold necessities like salt, flour, and candles. Colonials in Ben Franklin's day toted their snuff in convenient pocket-size boxes, the elaborateness of which indicated a gentleman's social standing. Elegant Victorian ladies who indulged in the luxury of lace gloves and cloth beauty patches kept them in ornate silk- and velvet-covered boxes. Today,  boxes like these bring a bit of history to any room and can be used to hold keepsakes or simply enjoyed for their own unique charms. So you want to start a box collection? What’s involved?



Before you buy any antique box, research it carefully. If you're looking for boxes made in the late 19th century, for example, read books on the subject, view historical displays of that period in museums, and browse antique shops and shows.  Once you decide on the type of boxes you want to collect, go to auctions, estate sales, and quality flea markets to see what's available.

Once you begin finding boxes to add to your collection , select on the best ones and avoid those that show more than normal wear. Bypass wooden boxes with warped veneers, cracks, and damaged hinges. Check porcelain, pottery, and glass boxes for chips and cracks, and avoid metal boxes that have bad dents. Always buy the best your budget will allow. Quality boxes do appreciate in value with time. Plan to keep any box you purchase at least 10 years to realize this appreciation.

Box collectors particularly favor those handmade by American craftsmen in the 19th century. Many of these are rustic and were designed to hold everyday possessions, such as salt and seasonings or grooming aids. The contents of a box usually determined its shape. A box made for a three-cornered hat, for instance, was triangular, while a candle box was long and narrow. Craftsmen decorated some boxes with carving or delicate hand-painted designs while they left others plain.

Brightly colored boxes made by Pennsylvania Germans, and boxes with finger-style joinings made by Shakers are excellent examples of folk art, and command high prices today. Fortunately, most antique shops and shows have many other types of primitive boxes at reasonable prices.

Boxes made during the early 20th century are also gaining popularity with collectors. Victorian women used some of the most common ones, made of cardboard covered with silk, velvet, paper, or shells, to store gloves, handkerchiefs, sewing items, and trinkets. You’ll find these boxes for $15-20 and up. Other early 20th-century examples include assorted sizes of Japanese lacquered  boxes, selling for $20 or more, small brass Oriental ones with metal appliques, and porcelain "fairing boxes," originally sold at English country fairs. You’ll usually find these “fairings” in antiques shops or at shows, starting at around $125.

Collecting boxes can be addictive because there are so many different kinds out there. The more focused your collection is, the better.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.

Thursday, June 4, 2020

Simple Gifts



QUESTION: I always associated the Shakers with rocking chairs. My grandmother had one, although I’m not sure it was an authentic one. But last Fall I took a trip to Hancock Shaker Village in western Massachusetts and discovered that the Shakers invented a whole host of items, many of which we use in improved forms today. What can you tell me about some of their inventions? And why were they so creative.

ANSWER: The old saying “Necessity is the mother of invention” certainly applied to the Shakers. Since this religious sect lived in communities apart from the outside world, they had to produce everything they needed. And this led to them inventing all sorts of things. And although they made and sold great chairs, especially rockers, to the outside world, they produced so much more.

Today, modern wood workshops wouldn’t be complete without a circular saw. Historians trace the origin of the circular saw blade to 1810 and the Shaker community at Harvard, Mass. It seemed that a Shaker Sister witnessed two Shaker Brothers cutting wood using a two-person reciprocating saw, and using her experience at spinning, realized she could improve the conventional way of sawing wood. She conceived a circular metal disk with saw teeth on its perimeter. She discussed it with some of the Shaker brothers who made a prototype blade and used water to spin it.  Today, the circular saw blade has been improved to cut everything from wood to concrete.



Mother Ann Lee founded the United Society of Believers in Christ's Second Appearing, which is the sect's true name. She claimed to be the female manifestation of Christ. Persecuted in England, she and some followers came to Albany, N.Y., in late 1774. Ultimately they formed self-sustaining communities in Massachusetts, Connecticut, Maine, Indiana, New Hampshire, New York, Pennsylvania, Ohio and Kentucky.

They became known as Shakers only after arriving in America. It was originally a derisive name given them by outsiders because of the frenzied dancing and shaking that typically took place during their worship services.

The Shakers under Mother Ann Lee believed they should strive for perfection. Using resources efficiently and effectively and finding ways to complete tasks faster and with less effort was a step toward perfection here on Earth.

One of the most common of Shaker inventions was the flat broom. Mother Ann is believed to have said, “There is no dirt in Heaven.” So keeping all the rooms and buildings in Shaker communities clean was a major chore.

And while brooms existed before the Shakers, but they were typically lengths of corn straw tied to a wooden handle. Brother Theodore Bates at the Watervliet, New York, community decided that a broom made with its bristles bound flat and straight would work better than a traditional one, so he devised a way to stitch the straw so as to make it flat when fastened to a broom handle. Shakers everywhere began to make flat brooms, not only for their own use, but to sell to outsiders.

A major obstacle to cleaning floors was heavy furniture. Moving beds in particular posed a problem, so the Shakers invented bed rollers so they could easily move beds to clean beneath them.

Doing laundry for a community of several hundred people was a daunting task. In 1858, Brother David Parker at tire-Canterbury, NH., community designed a steam powered "wash mill." It sped up the laundering process and made the work easier for the sisters assigned to laundry duty.

The Shakers didn't often patent their inventions. but the washing machine was an exception. Not only was it patented, Brother Parker's design won a medal at the 1876 Philadelphia Centennial Exposition. Copies of his wash mill were sold W several big hotels.

Shaker herbs and plant seeds were' sought after because of their consistency and high quality. The Shakers were the first to put seeds in small printed pack-ages for home use. The seeds were sold through stores and by mail order.

The Shakers also invented a spike wheel that produced evenly space holes l; for seeds, and it automatically planted seeds, too. It reduced planting time by about fifty percent.

Poplar trees were abundant in some areas, but the wood wasn't useful for either building or burning. The Shakers, !however, found it was an excellent material for baskets. One of the brothers !devised a machine to split lengths of poplar wood into thin splints that could the he used for basket weaving. And Shaker baskets became another product the World" demanded.



Shaker woodworkers developed a machine for making uniform barrel staves, and another for making broom handles of varying lengths.

The Shakers cared for one another, especially the elderly and those that were sick. They invented several things to make life easier for those who were ill. For example, they invented the tilting or adjustable hospital bed. And most Shaker communities had wheelchairs for the elderly and incapacitated. They were rocking chairs with large wheels akin to today's wheelchairs, and a stabilizing wheel or wheels in the back. The finger splint was a Shaker invention, and they created pill making machines for producing herbs and plant potions.

Only a few brothers took care of household chores. The rest were farmers, so they invented several machines to make their jobs easier, including a hillside plow, a horse drawn mowing machine and a thresher machine. Brother Hewitt Chandler of the Sabbathday Lake, Maine, community created the Maine Mower. which mowed hay fields more efficiently than other available equipment. And Brother Daniel Baird at the North Union, Ohio, community developed the revolving harrow used to breakup soil for planting.

And while brothers were busy in the fields, sisters tended to the feeding the community. Feeding several hundred people, three times a day, seven days a week was a daunting task, so naturally invention played a major role.

Cooking on an institutional scale presented its own problems. While a housewife might cook one roast or chicken or bake one pie, Shaker sisters had to prepare dozens, sometimes 60 pies a day. To help with them, for example, They invented a double rolling pin, and it's claimed they could roll twice as much pastry dough in half as much time, verses a conventional rolling pin. Peeling apples is no easy task, so a screw-based apple peeler was created to strip the peel from an apple in a matter of seconds. Once peeled, the apples were cut into quarters using an apple splitter, a spike like device invented by Brother Sanford Russell at South Union, Ky.

 Emeline Hart at the Canterbury, New Hampshire, community designed the Revolving Oven. Numerous pies could be baked simultaneously in this oven.

Sisters also invented the slotted spoon, pea shellers, a cheese press, bread kneading machines and even a potato washer. In 1796, the Shakers produced one of America's first cookbooks.

The Shakers even improved on articles of clothing. One of them, the woolen hooded cloak was a staple of every sister’s wardrobe to protect them from the cold blasts of winter. As with the broom, they sold these to the outside world to make money to buy supplies they needed.

Shaker communities attracted some of the best craftspeople and cooks but unfortunately they believed in celebacy. And that didn’t help their future.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.

Wednesday, May 27, 2020

The Snob Appeal of Antiques




QUESTION: I’ve been buying most of my antiques at flea markets and in shops. The dealers are usually very nice and helpful. But when I’ve gone to antique shows, especially higher-end ones sponsored by one charity or another, I find the dealers helpful but the showgoers off-putting. Why is that? What makes some of them think that I shouldn’t be there just because of my appearance?

ANSWER: Antiques have a long history of appealing to the wealthier set, especially those high-end antiques produced before 1830—what many call “authentic”antiques. In 1930, the U.S. Congress formulated a law which stipulated that all antiques had to be 100 years old or older. So at the time, 100 years old meant 1830, the date selected because of its relevance to the start of the Industrial Age.

When the law passed, the country was in the midst of the Great Depression, so only the very wealthy could afford antiques. It had been that way for well over a century. But after World War II, prosperity came to more people. By the 1960s, the wealthy were still purchasing and collecting those “authentic” antiques, but another type of antique came on the market—the furniture and accessories belonging to the Victorians. And since these were 100 years old, they certainly were antique according to the law, but antique experts and the wealthy didn’t consider them “real” antiques.

The snobbery towards antiques and antique collecting continued as unknowing novices followed articles in “American Home” magazine and bought not-so-good-looking pieces of Victorian and early 20th century furniture at flea markets and used furniture stores, stripped them down, and painted them with “antiquing” paints. Oh the horrors!

As the decades of the latter half of the 20th century continued, more and more old objects came on the market through yard and garage sales and flea markets. Now everyone with a little extra cash and a little knowledge of antiques and collectibles could get in on the act.

The wealthy who frequented the high-end shows stayed right where they were, but now some of those not-so-wealthy collectors began to go to the them for the hefty price of a ticket. Most didn’t buy anything, but they learned a lot. Unfortunately, the wine-glass toting buying patron of these shows still looked down their noses at the newbees.

There are generally three types of antique shows out there---the friendly firehouse or school show, the more elegant hotel show, and the high-end show.

You’ll find the first of these, the friendly firehouse or school show, held in a local fire company hall or the all-purpose room of an elementary school once or twice a year. Here, you’ll find lots of affordable antiques and collectibles. Prices range from as low as a few dollars up to perhaps three figures. Dealers, mostly from the surrounding region, tend to sell only at shows or out of their homes.

The more elegant hotel show comes around usually once a year and features finer items. Tables often display a myriad of small objects—Japanese Imari porcelains, Wedgewood, fine English majolica, and Staffordshire ware, along with small pieces of furniture, trunks, stained glass lamps, and so on. Dealers tend to come from a wider area, including surrounding states while prices range from two to four digits, with finer items selling for several thousand dollars.

High-end shows are extravagant affairs, both in goods and prices, and feature dealers from all over the country. For some patrons of these shows, nothing says they’ve made it better than bragging about how much they’ve spent on an antique, whether it be a piece of fine 18th-century furniture or a diamond necklace that once belonged to a princess. Patrons at these shows often think nothing of whipping out their checkbooks and writing checks for $30,000 to $40,000 for an Empire sofa or as much as a quarter million for an 18th-century Philadelphia secretary in the Chippendale style.



Many of these shows are vetted, which means the promoters guarantee everything sold there as authentic. Where’s the fun in that? Part of the thrill of the antique hunt is being able to tell for yourself if a piece is real or not by the knowledge you’ve amassed about it beforehand, especially when the dealer doesn’t have a clue. But when someone pays six figures for a piece of furniture, they damn well want to know it’s the real McCoy.

Collecting antiques and collectibles is for everyone—young, old, and in-between. There’s something out there for those in every economy level. Let the snobs look down on you in your jeans and trendy T-shirt. How do they know you didn’t just inherit a cool million from daddy.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.

Wednesday, May 20, 2020

Early Bank Notes Reveal a History of Our Country



QUESTION: My dad collected old currency and coins. Some of the currency is quite old and doesn’t look anything like today’s money. What can you tell me about this bill? And why is it so different from the currency we use today?

ANSWER: American banknotes have not always been green. In the mid-19th century, banknotes contained a rainbow of colors. By examining these paper artifacts, Collectors can take a tour of America circa 1800.

Prior to the Civil War. the U.S. government didn't regularly issue paper money. But people still needed to use some form of currency, so banks issued their own paper money—bank notes.



Many types of notes circulated during this era, known as the golden age of U.S. currency, which generally began in the late 18th century and lasted until the Civil War. The most common type of note, the "demand note," entitled the bearer to a certain monetary amount. Individuals would deposit something of value in the bank (usually herd current stock), and the bank would issue to the individual on-demand notes that he or she could use as a vehicle of exchange to purchase items from a merchant who could then redeem the note with the bank, that "on demand" would exchange the bank for gold or silver coins issued by the federal government.



A bank's capital, which often appears on the banknote, (capital $1,000,000), guaranteed the value of these notes, and for this reason, two officials often signed each note to ensure that a greater amount in banknotes was nut issued than the bank could cover. Private hanks and public banks, which obtained a charter to operate, and savings banks, which operated under a different set of rules, all issued the demand note. Some demand noted contained a space in which a bank official wrote a payee's name and thus allowed a bank to specify the identity of the hearer, who would endorse the note by signing its often blank reverse as one would endorse a modern cheek. Other types of notes circulated as well. Post notes worked like bonds and were redeemable only after a predetermined time noted on the bill (e.g. "redeemable after six months").



Private merchants also issued notes, sometimes referred to as scrip, which they used to pay employees. Some laborers were paid only in scrip, which was generally redeemable only at company 'stores. This often led to the economic enslavement of laborers who "owed their soul to the company store." Railroads, shipping lines and many other type, of merchants issued notes to their employees.


While the bank note system worked, poor or dubious business practices threatened the integrity of the private and state banking system that ran amok in the first half of the 19th century.

Most of the time, banks were honest. But stories of fraud were rampant. banks that issued more money than their capital guaranteed and banks with a phantom capital, or no money to guarantee their notes.

This led to the distrust of unfamiliar hanks, and as a result, the notes did not work well for inter-state banking. A merchant in one state wouldn’t honor a bank note from an unfamiliar bank in another.

With so many different bank notes circulating, the proliferation of fakes or counterfeit notes was inevitable. The sheer number of issuers and varieties of notes issued—more  than 1,600 banks in 34 states collectively issued more than 10,000 varieties—provided the hungry counterfeiter with a virtual smorgasbord.

The word counterfeit refers to an illegally replicated note. Some genuine notes had their denominations altered; consequently, the alteration raised the value of the note, hence the name "raised note." A variation on this theme, the "altered" note also appeared. An altered note was a genuine note altered to look like another bank's product. The more artistically inclined produced original designs and added a legitimate hank's name on the notes, thus creating a spurious note.

In fact, so many counterfeit notes circulated—some 55.000 varieties—that bank officials began to stamp or handwrote the word “counterfeit” across the surface of the note.

During the Civil War, the U.S.Congress took action to end private issuance of banknotes. Congress passed legislation that forbade the private issuance of currency, and the federal government began issuing its own notes. Banks could still issue currency bearing their own name, but to do so, they needed to obtain a charter from the federal government, which entitled them to issue notes, known as National Bank Notes, supplied by the federal government.



The new notes led to the modern association of money with the color green. This relative lack of variety could make the counterfeiter's job much harder, though, and the number of attempted counterfeits dwindled.



The most interesting aspect of obsolete banknotes is the detailed and often colorful vignettes they contain, which collectively offer a lithographic history of American culture. Each bank note told a story. A $1 note from The Merchants and Planters Bank f Savannah. Ga., for examplel, contained the image of a covered wagon. When the note was issued in the 1830s, the covered wagon would have been the preeminent mode of transportation taken by settlers traveling to the Western territories.



Scrip from the Delaware Mine on Michigan's Upper Peninsula features the image or a copper finer wielding a pickax. A $5 note from the. Bank of the Commonwealth in Richmond, 'a., contain, the image of planters standing next to the barrel of tobacco—one of the crops that drove Virginia's economy in the antebellum era. Moments frozen in time, dense images offer the closest thing possible to a photograph of 19th century life.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.



Thursday, May 14, 2020

The Symbol Out in Front



QUESTION: Way back when, my grandfather owned a 1925 Packard. My father says he loved that car, so much so that he removed the hood ornament from it and kept it as a souvenir when the car no longer worked, and he took it to the junkyard. He gave it to my father, who, in turn, gave it to me. It now sits proudly on my desk. It’s a real beauty, but is it worth anything or am I just being sentimental?

ANSWER: Your hood ornament, a Packard cormorant, is something very special. If you haven’t noticed, cars don’t come with them anymore. At the time your grandfather owned his car, hood ornaments were all the rage. Every car had one—some were extremely elaborate, more like works of art.

Collectors refer to these hood ornaments as automobile mascots. They began as radiator caps at the turn of the 20th century. Automakers added decorative touches to differentiate their vehicles from others during an era when there were 3,000 automobile manufacturers in the U.S. There are now only a handful.

Back when drivers had to negotiate muddy roads and weren’t sure if they’d get back home, St. Christopher, the patron saint of travelers, supposedly brought them good luck. He also protected them from robbers, who prayed on unsuspecting motorists. If you owned a car back then, you had some money.

Birds, chosen by auto makers to convey quick flight, became a common ornament theme. Packard chose a cormorant. Ford chose a quail for its Model A’s and Duesenberg, a stylized bird.

Many collectors consider the stork, used by European automaker Hispano-Suiza, to be the most distinctive and collectible. The stork commemorates French World War I ace Joseph Vuillemin, who had a stork painted on his airplane.

Some auto makers chose to use graceful ladies. Moon Motor Co., a now defunct St. Louis manufacturer, had the Greek goddess Diana on its cars to appeal to women. The glass lady hood ornaments crafted by Lalique before World War II are worth $1,000 to $10,000 depending on subject matter, condition and rarity.

Bugatti Royale selected an elephant balancing on a ball to demonstrate agility. World War I ace pilot Eddie Rickenbacher used an airplane mascot before his auto business failed in the 1920s. Chevrolets also sported airplanes in 1932. Designers for the Lincoln chose a greyhound mascot to dispel rumors that the auto was slow.

Some mascots invented in that time still exist, including Mercedes-Benz's three-point star and the Mack Truck bulldog. The height of hood ornament use was the 1920s and early '30s. By the mid-'30s, they began to fade as the Streamline Moderne movement, which emphasized aerodynamics and eschewed features that slowed down vehicles, caught on. But Mercedes held on to its mascot anyway. The company cared more about prestige than it did aerodynamics.

Other ornaments, such as Cadillac’s Lady, Rolls-Royce’s Flying Lady, Packard’s Cormorant, Desoto’s Explorer and Imperial wings, lasted through the 1950s, though they were much smaller than their  predecessors.

Collecting hood ornaments began in the 1940s when the owners of great old cars like the 1920s Rolls and Packards began scrapping them. Some of the first collectors visited junkyards, armed with screwdrivers and pliers, to hunt for mascots among the wrecks, for which they paid a dollar or so. Today, it’s almost impossible to find them in junkyards—junkyard owners know their value. Today, a typical Chevrolet mascot from the 1950s costs $100.

The AACA Museum in Hershey, Pennsylvania, has a tremendous collection of hood ornaments. Read more about it in #TheAntiquesAlmanac.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.




Friday, May 8, 2020

Insurance and Antiques



QUESTION: I’ve been collecting antiques and such for a number of years. Do I need extra insurance or will my homeowner’s policy cover what I have?

ANSWER: As a collector, you’ll want to take care to see that your treasures are adequately insured. And even if you have coverage, you may find that coverage you purchased several years ago leaves you financially vulnerable today.

Most collectors use one of three types of insurance—that found in a standard homeowner's policy, special endorsements to that policy, or a "floater" policy for valuables such as art and antiques.

The policy that covers your home includes insurance for your personal property as well as the structure it's housed in, usually at 50 percent of the amount of coverage for the dwelling. This means that if you have insured your house for $150,000, your belongings are protected for up to $75,000.

Is this amount sufficient for your collection as well as all your other belongings? That all depends on what your collection contains. If you have a small collection of "collectibles" or less expensive items, the coverage in your homeowner's policy is probably enough. But keep in mind that standard policies usually fix limits on certain types of items such as currency, documents, silver, and jewelry. You should read your policy carefully to see if these limitations affect your collection.

The coverage in homeowner's policies is "unscheduled," that is, it groups all of your goods together rather than listing and valuing them separately. Should a theft or fire occur, it’s your responsibility to prove ownership and the value of the items in your collection. The insurance company will then calculate your losses on the "actual cash value" of those items, figuring in depreciation. If you collect anything other than certifiable antiques, complications can arise over the settlement.

Your insurance company may deem "old and worthless" items you consider “vintage.” So you should keep receipts and other records, especially for less expensive "collectibles" and offbeat items—be sure to print out receipts for anything you purchase at online auction sites. Though claims adjusters are usually on target, any documentation will help —the more the better.

Even if you decide to work within the limits of your standard homeowner policy, you may find that increased coverage is necessary. While that $75,000 may sound like a lot of insurance, you’d be surprised how quickly the normal, everyday contents of a house add up, leaving only partial coverage of your losses.

To remedy this problem, most policies offer the option of a special "endorsement" which allows for a higher percentage of personal property coverage for an additional fee. If you have a collection of any size or value, you’ll probably want to take inventory of your home's entire contents to see whether you should purchase such an endorsement.

Finally, you can also purchase a separate policy to cover valuables such as art, antiques, silver, and the like. And in this case, silver means Sterling, not plate. These policies, known generally as "floaters," cover "scheduled," or listed, items. Each item is listed separately with its own value, usually by means of a written professional appraisal. Those cheap or free online appraisals just won’t do. The benefits of floaters are that each items is covered for its full replacement value because ownership and value are  pre-established, In addition, most floaters will protect the collection against loss as well as theft, a benefit not available through most homeowner's policies.



The cost of such a floater will of course depend on where you live and what you’re insuring. Very portable items of recognizable value command the highest rates. For instance, the amount for jewelry is always higher than for artwork. Prices may also be lower if you store your collection—or part of it—in a safe or safety deposit box, or if your home has a security alarm system. If your collection is worth more than $50,000, your insurance company will probably insist that you install such a system.

To read more articles on antiques, please visit the Antiques Articles section of my Web site.  And to stay up to the minute on antiques and collectibles, please join the over 30,000 readers by following my free online magazine, #TheAntiquesAlmanac. Learn more about  La Belle Epoque in the 2020 Spring Edition, online now. And to read daily posts about unique objects from the past and their histories, like the #Antiques and More Collection on Facebook.